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You Are a Badass at Making Money

You Are a Badass at Making Money

Master the Mindset of Wealth
by Jen Sincero 2017 288 pages
3.9
31k+ ratings
Self Help
Finance
Business
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Key Takeaways

1. Embrace Your Desire for Wealth

A healthy desire for wealth is not greed, it's a desire for life.

Reframe your perspective on money. Recognize that wanting to be rich doesn't make you a bad person. Money is a tool that can enhance your life experiences, enable personal growth, and allow you to make a positive impact on the world. It's not about hoarding resources, but about expanding your capacity to live fully and contribute meaningfully.

Identify your "Why". Get clear on the specific reasons you want to be wealthy. Whether it's to provide for your family, pursue your passions, or make a difference in your community, having a strong emotional connection to your financial goals will fuel your motivation and help you overcome obstacles. Write down your reasons and revisit them regularly to stay focused and inspired on your journey to wealth.

2. Master Your Mindset to Manifest Money

Your external world is a mirror of your internal world.

Examine your beliefs about money. Many of us carry limiting beliefs that sabotage our financial success. These might include thoughts like "money is the root of all evil" or "rich people are selfish." Identify these negative beliefs and consciously replace them with positive, empowering ones.

Practice affirmations and visualization. Regularly affirm your ability to create wealth and visualize yourself living your desired financial reality. This helps rewire your brain and aligns your subconscious mind with your goals. Some powerful affirmations include:

  • "I am worthy of abundance and success"
  • "Money flows to me easily and effortlessly"
  • "I am a magnet for wealth and opportunities"

3. Align Your Thoughts, Emotions, and Actions with Wealth

Your thoughts inspire emotions that inspire action that forms your "reality."

Cultivate high-frequency emotions. Focus on feeling excited, grateful, and confident about money. These positive emotions will inspire you to take action and attract opportunities aligned with wealth. Avoid dwelling on fear, doubt, or scarcity, as these low-frequency emotions can repel abundance.

Take inspired action. While mindset is crucial, it must be paired with consistent action. Act as if you're already wealthy by:

  • Dressing the part
  • Speaking confidently about money
  • Making decisions from a place of abundance rather than scarcity
  • Investing in yourself and your financial education

4. Harness the Power of Universal Intelligence

We all have the ability, through our thoughts, to harness the power of the Universe.

Tap into universal wisdom. Recognize that you're part of a larger, intelligent universe that's designed to support your growth and success. Trust your intuition and be open to receiving guidance through:

  • Sudden insights or "aha" moments
  • Synchronicities and coincidences
  • Inspired ideas that seem to come out of nowhere

Practice surrender and trust. While it's important to take action, also learn to let go and trust the process. Understand that the "how" may unfold in unexpected ways. Stay open to opportunities and be willing to adjust your course as needed.

5. Take Decisive Action and Leap into the Unknown

When it comes to changing your life, if you're not scared, you're doing something wrong.

Make bold decisions. Commit fully to your financial goals without leaving yourself a safety net or "plan B." This all-in mentality will force you to get creative and push through obstacles. Remember, indecision and half-hearted efforts lead to mediocre results.

Embrace discomfort. Growth happens outside your comfort zone. Be willing to:

  • Take calculated risks
  • Invest in yourself and your business
  • Have difficult conversations about money
  • Learn new skills and strategies
  • Face your fears head-on

6. Cultivate Faith and Gratitude to Attract Abundance

Faith is the rocket that you ride into uncharted territory to get to your wildest dreams.

Strengthen your faith muscle. Believe in your ability to create wealth, even when there's no evidence of it yet. Trust that the universe is conspiring in your favor and that everything is working out for your highest good. When doubts arise, consciously choose faith over fear.

Practice radical gratitude. Appreciate what you already have, no matter how small. This raises your vibration and attracts more abundance. Some gratitude practices include:

  • Keeping a daily gratitude journal
  • Expressing thanks for money as it comes in and goes out
  • Finding the silver lining in challenging financial situations

7. Upgrade Your Environment and Relationships

Nothing pops our balloon of belief like the pointy pin of a pal.

Curate your social circle. Surround yourself with people who support your financial goals and inspire you to think bigger. Limit time with those who are negative or skeptical about money. Seek out mentors, join mastermind groups, and network with successful individuals in your field.

Optimize your physical environment. Create a space that reflects the wealth and success you desire. This might include:

  • Decluttering and organizing your home and workspace
  • Displaying symbols of abundance (e.g., vision boards, motivational quotes)
  • Upgrading your wardrobe or personal items to align with your wealth mindset

8. Develop Specific Financial Goals and Strategies

Vague aspirations lead to vague results; specific aspirations lead to kicking ass.

Set clear, measurable goals. Define exactly how much money you want to make and by when. Break these larger goals into smaller, actionable steps with deadlines. For example:

  • Increase monthly income to $10,000 within 6 months
  • Save $50,000 for a down payment on a house within 2 years
  • Build a $1 million investment portfolio within 10 years

Create multiple income streams. Don't rely on a single source of income. Explore various ways to generate wealth, such as:

  • Starting a side business
  • Investing in stocks, real estate, or other assets
  • Creating passive income through digital products or royalties
  • Offering high-ticket services or products in your area of expertise

9. Nurture Your Inner Wealth and Self-Worth

You have infinite greatness inside of you. Let it win over the BS.

Practice self-love and acceptance. Recognize that you are inherently worthy of abundance and success. Treat yourself with kindness and compassion, especially when facing setbacks or challenges. Develop a strong sense of self-worth that's independent of your financial status.

Invest in personal growth. Continuously work on becoming the best version of yourself. This includes:

  • Developing new skills and knowledge
  • Addressing limiting beliefs and emotional blocks
  • Practicing self-care and maintaining physical health
  • Cultivating positive habits and routines
  • Seeking personal development through books, courses, and mentorship

By focusing on your inner wealth, you'll naturally attract outer wealth and create a life of true abundance and fulfillment.

Last updated:

Review Summary

3.9 out of 5
Average of 31k+ ratings from Goodreads and Amazon.

You Are a Badass at Making Money received mixed reviews. Some readers found it inspiring and motivational, praising Sincero's humor and emphasis on mindset change. Others criticized it as unrealistic, lacking practical financial advice, and promoting potentially dangerous ideas about debt and risk-taking. The book's focus on positive thinking and "universal intelligence" resonated with some but was seen as pseudo-spiritual by others. Critics also noted a lack of acknowledgment of systemic inequalities and barriers to wealth. Overall, opinions were polarized, with some finding it life-changing and others dismissing it as superficial.

Your rating:

About the Author

Jen Sincero is a bestselling author, speaker, and success coach known for her humorous and straightforward approach to self-improvement. Her book "You Are a Badass" became a #1 New York Times bestseller, catapulting her to prominence in the personal development field. Sincero's background includes experiences in rock bands and writing about alternative lifestyles before finding her niche in coaching and motivational speaking. She has worked with a diverse range of clients, from aspiring authors to business leaders, helping them achieve their goals and transform their lives. Sincero's writing style and coaching methods often emphasize mindset shifts, self-belief, and taking bold action to create desired outcomes.

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